ASSK Blog
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Impact of Inaccurate Risk Prediction on Premium Pricing and Insurer Profitability
How much can a small error in risk prediction cost an insurance company? Lucy Njoki, a student at Kirinyaga University, …
Actuaries as Architects of Data Trust: Leveraging Blockchain and IoT for Risk Transparency in African Insurance Markets
Trust remains one of the insurance industry’s most important foundations. Yet concerns surrounding fraudulent claims, delayed payouts and disputed contracts …
Modelling the Impact of Cashflow Management on the Kenyan Insurance Industry: A Case Study of Britam Holdings PLC
Can an insurance company report strong profits while still facing liquidity pressure? This question lies at the heart of a …
Modelling Share Market Volatility in Emerging Markets Using GARCH Modelling
Emerging financial markets are often shaped by economic uncertainty, political developments and global financial shocks, making accurate volatility forecasting essential …
Premium Rating Using No-Claim Discount Systems Based on Mixed Poisson Models
How can motor insurance premiums become fairer for safe drivers while protecting insurers against unexpected claims? This is the question …
PesaPilot-AutoSaving: Reimagining Savings and Insurance for Kenya’s Informal Economy
For millions of Kenyans whose incomes arrive transaction by transaction rather than through a fixed monthly salary, this simple question …